Governor Newsom provides eligible homeowners $20,000!

Today, Governor Gavin Newsom announced the new CalAssist Mortgage Fund, which will provide $105 million in grants to eligible homeowners whose homes were destroyed or left uninhabitable as the result of a fire, flood or other declared disaster between January 2023 and January 2025. Applications will open June 12.

Help for Disaster Survivors

• Eligible homeowners can receive 3 months of mortgage payments, up to $20,000. 
• Grants do not have to be repaid.
• Applying to the program is free.
• Approved grants will be sent directly the mortgage servicer.
• Funds will be awarded for as long as they are available.
• Applications will be reviewed in the order they are submitted. 

Eligibility Overview

• Applicant’s primary residence was destroyed or left uninhabitable due to a qualified disaster from 01/01/2023 through 01/08/2025.
• Applicant meets program income limits.
• Applicant has a mortgage or reverse mortgage.
• Applicant owns a single-family home, condo or permanently affixed manufactured home (may include up to 4 units).
  * More on eligibility here.

Get Prepared to Apply

Beginning June 12, homeowners can access the online application and program information at CalAssistMortgageFund.org. Interested applicants are encouraged to take the following steps to prepare to submit an application:

1. Review the list of qualified disasters for this program to ensure you qualify.
2. Confirm the program’s income limits, which vary by county.
3. Check to see if your mortgage servicer is participating.
4. Gather the paperwork required for the application:
   • Mortgage statements
   • Bank statements
   • Utility bill
   • Homeowner insurance or FEMA claim 
   • Proof of income

Applicant Support

For in-depth, one-on-one assistance with preparing and completing their application, homeowners can call 1-800-501-0019 from 8 a.m. – 5 p.m., Monday through Friday. Additionally, they can access free support and services from HUD-certified housing counseling agencies.